See how your income growth holds up in this economy. Prices move every month. This tool pulls live federal data and shows you whether your income is keeping up, falling behind, or gaining ground.
Data: Federal Reserve Economic Data (FRED)
Cost of Living Index
The Consumer Price Index (CPI) tracks the average cost of everyday goods and services — groceries, gas, rent, healthcare. When this number goes up, your dollar buys less.
--
Loading
Cost of Living 1 Year Ago
This is where the CPI stood 12 months ago. The difference between then and now is how much more expensive life has gotten in one year.
--
Inflation Rate
This is the year-over-year inflation rate — how much prices have risen compared to the same month last year. If your raise was smaller than this number, your money is worth less than before.
--
Year over year
National Avg Hourly Pay
The average hourly earnings for all private-sector employees in the U.S., reported by the Bureau of Labor Statistics. This is the national benchmark — not a target or recommendation.
--
Loading
Live Federal Reserve Data — Hover for definitions
If data isn’t loading above, refresh the page to reconnect to the Federal Reserve.
1. Your Income
2. About You
3. Your Report
Your Income
Enter your current pay and your most recent raise. We compare your personal income growth against live CPI data from the Federal Reserve.
This is never shared with your employer or anyone outside BDI’s anonymized research. When enough people from the same industry or company submit, it helps us identify where wage growth is keeping up — and where it isn’t. Leave it blank if you prefer.
About You
Purchasing power erosion doesn't hit everyone equally. This data helps us track how inflation impacts different communities — by race, gender, geography, and industry. It's anonymized, aggregated, and never shared with employers, lenders, or credit bureaus.
Data Source: Federal Reserve Economic Data (FRED) — St. Louis Fed
